Contractors and Manufacturers Insurance Program

Programs

Contractors & Manufacturers

Overview


Broad appetite for hard-to-place risks

  • AM Best A Rated carriers from XI to XV
  • Non-Admitted paper
  • Available in All States, Except CO, AK, and HI
  • Risks with Low Frequency and High Severity Loss Potential

Manufacturing

  • Industrial/Commercial Products Manufacturers/Distributors
    • Agricultural Machinery
    • Construction Equipment
    • Industrial Machinery/Safety Equipment
    • Packaging
    • Paint/Coatings
    • Plastics
    • Truck Body
    • Valves
  • Consumer Related Products Manufacturers/Distributors
    • Automobile Parts
    • Exercise Equipment
    • Fire Safety Equipment
    • Sporting Goods (no helmets)
    • Toys
  • Non Invasive Medical Products
    • Medical, Dental, Surgical Equipment/Instrument Manufacturers
    • Medical Supplies rented to others
Contractors and Manufacturers Insurance

Commercial & Residential Contractors (excluding NY)

  • We can entertain both general contractors and subcontractor classes
  • Residential exclusion in some states such as CA, WA NV, AZ, OR, CO
  • Wrap Policies Can provide project specific policies including Completed Operations up to a maximum of 10 years

Coverage

  • Commercial General Liability Occurrence or Claims Made
  • Discontinued Products Liability
  • Coverage enhancements such as Miscellaneous E&O, World-wide Products, and other Manuscript Endorsements
  • Excess Liability
  • Environmental – Pollution and Professional

Minimum Premiums / Deductibles / SIRs

  • $25,000 General Liability (Most Classes)
  • $50,000 Wrap Ups
  • $10,000 Excess
  • $5000 Pollution
  • $5000 Deductibles OR
  • $15,000 SIR ( Self Insured Retention)

Submission Requirements

  • Narrative including Risk Exposures and Coverage Needs
  • ACORD Applications / Your Current Supplemental Application
  • Loss Runs - Five Years Hard Copy Currently Valued with Details of Losses Over $10,000


Click to Contact
Alison Wilson

or call 800.874.5880