Early Education Insurance Program

Programs

Early Education

Overview


This Comprehensive Insurance Program was created for State Licensed or non-profit centers providing early education including child care for 25 or more children, Montessori and private schools (K to 12).

  • Program not available in Florida, Louisiana, Texas, Hawaii or Alaska

Coverages

  • General Liability and Professional Teachers Liability
  • Abuse & Molestation Coverage - Defense Costs Outside Limits
  • Property Real & Personal - Special Form
  • Inland Marine
  • Crime
  • Auto - Liability For Buses & Vans (No Private Passenger Vehicles)
  • Commercial Umbrella
Early Education Insurance

Limits

  • $1,000,000 Limits for General Liability
  • $1,000,000 Abuse & Molestation
    (separate limit of liability up to $1,000,000 | $2,000,000)
  • Minimum Premium $2,500

Liability Form

  • Occurrence
  • A+ Rated

Submission Requirements

  • Supplemental Application
  • ACORD Applications
  • Copy of Current License
  • Written Emergency Plan
  • Parent Handbook
  • Employee Handbook
  • Pictures of Center
  • Pictures of Playground Equipment